www.457.net.au - BUPA FAQ's

Temporary Visa Holders visiting Australia, including 457 and 422’s, have enjoyed insuring through AIS.

Whatever class of Visa you or your employees have AIS provides insurance that satisfies the requirements of the Department of Immigration and Citizenship (DIAC).

DIAC require the VISA HOLDER (not the employer) to be personally responsible for maintaining compliant medical insurance while in Australia.

Arranging insurance through AIS is simple, you can arrange it on line Clicking Here.

All policies offered by AIS provide 100% in-hospital expenses All Plans meet Department of Immigration and Citizenship (DIAC) requirements for the 400 series, visas. Each policy provides you with a minimum of the following and you’ll get your visa letter within 1 - 2 business days following the first payment.

	In-Hospital (In-Patient) cover includes expenses for sickness and injury, in either Public and/or Private Hospitals, including accommodation, theatre fees, medical and surgical specialists, intensive care, pharmaceuticals, x-rays, MRI scans, pathology and physiotherapy.
	Same Day Surgery.
	Hospital Emergency Room visits.
	Air and Road Ambulance throughout Australia
	Medical Repatriation to your home country
	Repatriation of mortal remains or Funeral Expenses in Australia
	Maternity cover and cover for pre-existing illnesses subject to a 12 month waiting period.

No waiting periods if transferring from an accepted Private Health Insurer with similar existing cover

	Essential	Classic	Gold	Executive	Platinum
Singles Premium Monthly Annual	$80.03 $960.30	$84.98 $1,109.70	$174.63 $2,095.50	$223.15 $2,677.74	$227.97 $2,735.58
Couples / Family Premium Monthly Annual	$160.05 $1,920.60	$169.95 $2,039.40	$349.25 $4,191.00	$446.29 $5,355.48	$455.93 $5,471.16
	100% In Patient public Hospital	100% In Patient public Hospital	100% In Patient public Hospital	100% In Patient public Hospital	100% In Patient public Hospital
	No out patient benefits	Out patient medical cover for doctor and specialist visits at 100% of the applicable MBS fee set by Medicare	Out-patient medical cover for doctor and specialist visits at 150% of the applicable MBS fee set by Medicare	Extras - dental, optical, physiotherapy etc., Benefits paid at a fixed cost per service	Out-patient medical cover for doctor and specialist visits at 150% of the applicable MBS fee set by Medicar
					Extras - dental, optical, physiotherapy etc., Benefits paid at 90% of the actual cost per service.

Dental, Doctor & Optical

These are NOT insured under the standard policy. You can pay an extra premium to insure this, refer to the tableabove.

Reciprocal Health Care Agreements

Australia’s Government has agreements with other governments where thecitizens of each country are considered to have made adequate arrangements. This is known as the Reciprocal Health Care Arrangement (RHCA).
The cover is very limited – it applies to limited out-patient and public hospital in patient benefits only.

Click on the Link Below to View details about Medical Gap Insurance :

The current countries covered by the RHCA are United Kingdom, Sweden, the Netherlands, Finland, Norway, Malta,Italy, Belgium, the Republic of Ireland and New Zealand.