Costs and Benefits.
How much will my Insurance cost ?
This will depend on the level of cover you require - refer to the following table for details of our current Insurance Plans :
Monthly Premium |
Essential |
Classic |
Gold |
Executive |
Platinum |
Single |
$80.03 |
$84.98 |
$174.63 |
$223.15 |
$227.97 |
Couple / Family |
$160.05 |
$169.95 |
$349.25 |
$446.29 |
$455.93 |
What are the options ? - Plan Comparison and Premiums :
Benefits |
Essential |
Classic |
Gold |
Executive |
Platinum |
In-patient private hospital 100% of hospital costs (in all public hospital and all participating private hospitals) |
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In-patient public hospital cover only |
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Hospital - Inpatient Medical services 100% of AMA* scheduled Fee |
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Out-patient Medical cover (specialist and doctor visits) Up 150% of MBS ++ |
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Out-patient Medical cover Up to 100% of MBS ++ |
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Maternity cover (waiting period applies) |
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Extras - dental, optical, physiotherapy etc. Benefits paid at 90% actual cost per service |
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Extras - Benefits paid at fixed cost per service |
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Medical Repatriation to Home Country Repatriation of mortal remains |
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Ambulance cover |
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Minimum cover recommended to cover sponsors DIAC obligation for Subclass 457, 422 & 418 Visas |
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* Fees being set by Australian Medical Association as fees for medical service
++ Medicare Benefit Scheduled Fee (MBS) Fee set by the government as an appropriate fee for medical service
